Senior Relationship Manager SME and Commercial

New Business

• Market new-to-bank clients by offering Islamic banking products to achieve asset and income growth

Existing HBL Client Business

• Implementation of agreed strategies in coordination with Corporate and Commercial to market Islamic asset products to existing HBL clients for maximization of client utilization and income.

Portfolio Management (External Customers)

• Manage a portfolio of Islamic Banking clients to cater to all banking requirements of the clients and identify business opportunities to further deepen client relationship.

Cross Functional Coordination (Internal Customers)

• Coordinate with various functions within the bank which generally include shariah, credit, treasury and other business units to ensure that best product is offered to clients in line with their requirements.

Credit Approval

• Preparation of credit proposals and coordination with risk department for obtaining credit approvals.

Shariah Compliance

• Coordination with Shariah for structuring of products in line with client requirements to ensure that shariah compliant solutions are offered to clients.

Portfolio Monitoring

• Regular monitoring of the portfolio to ensure that credit, shariah, regulatory and other requirements / conditions are being complied with.

Documentation

• Coordinate with Credit Administration for preparation of documentation once credit limits are approved / renewed.

Administration

• Ensure that all related administrative functions, most importantly file maintenance, including regular stock inspections, call reports, periodic appraisals are performed in a timely manner.

Customer visits

• Regular visits to the clients to identify Islamic banking requirements and obtain feedback regarding services being provided by the Bank.

Employee development

• Guide, Counsel and advise Relationship Managers and associates in their support duties.
• Follow and embody HBLs core values of excellence, meritocracy, integrity, customer focus and progressiveness.

Personal Skill development

• Attend seminars / trainings to ensure skill development.

Minimum qualifications:

• Bachelor’s degree in business or relevant field of study.

Minimum experience:

• 5 years of experience in banking or relevant field.

Minimum qualifications:

• Bachelor’s degree in business or relevant field of study.

Minimum experience:

• 5 years of experience in banking or relevant field.